2022 Benefits

2022 Benefits Period: January 1st – December 31st

Welcome to FTG’s Employee Benefits Hub

Everything you need to know about your employee benefits, you can find here.

Click on the icons below to quickly navigate the page and find what you need.


2022 Employee Benefits

What’s New: Key Changes & Highlights to the 2022 Plan

  • Minimal rate increase and plan changes for Kaiser (CA only) & Blue Cross Blue Shield
  • Introducing Tria Health in conjunction with BCBS to assist with Chronic Disease Management
  • Discovery Benefits is now WEX
  • Plan year change to calendar year – 01/01 – 12/31
    • Deductibles and accumulators will reset on 01/01/2022
  • Employer HSA contributions will be deposited biweekly (24 pay periods)
  • EverythingBenefits enrollment system to manage your benefit elections remains the same
  • iNGAGED No longer using App.
  • Guaranteed Rate – 3rd largest lending company assists with purchasing or refinancing a home by offering low interest and a $1,290 credit towards closing cost

  • Enhanced FTG Fit Wellness Program now includes monthly themes to focus on specific areas of health

Open Enrollment Webinar

All of the live webinar dates have passed, but you can watch this recording to learn more about your 2022 employee benefits.

Download the 2022 Open Enrollment Presentation

2022 Employee Benefits

Please click on the tabs below to reveal more information and plan details. Each tab provides our group numbers, vendor customer support numbers, and all plan documents and resources.

Download the complete interactive 2022 FTG Benefits Guide

Open Enrollment

FTG’s recent annual Open Enrollment period in 10/29/21 through 11/12/21.

The new benefit elections go into effect on 01/01/2022.


BlueCross BlueShield

  • Group Number: 035925
  • Customer Support Line:844-899-4072
  • Website: www.azblue.com
  • BCBS Telehealth – Provides 24/7 access to certified medical professionals for urgent, non-emergency medical care.
  • BCBS BlueCare Anywhere: 844-606-1612
  • Website: www.bluecareanywhereaz.com

BlueCross BlueShield Summary of Benefits and Coverage:

BlueCross BlueShield Support Documents:


  • Northern California Group Number: 036100
  • Southern California Group Number: 233922
  • Customer Support Line: 800-464-4000, 800-788-0616 (Spanish)
  • Website: www.kaiserpermanente.org

Kaiser Summary of Benefits and Coverage:

Support Documents

*Please review the 2022 FTG Benefits Guide for more information.


Dental Plans

  • PPO $5,000 and PPO $2,000
  • Coverage includes preventive, routine, and major dental care. Orthodontia benefit is covered under the PPO $5,000 Plan
  • UNUM Policy #438407
  • Phone: 1-888-400-9304
  • Website: www.alwaysassist.com
  • Website: www.unumdentalcare.com

Support Documents

*Please review the 2022 FTG Benefits Guide for more information.


Vision Plan: Powered by EyeMed

*Please review the 2022 FTG Benefits Guide for more information.

Pharmacy Advocate Program

Tria Health

Healthcare and insurance are confusing and difficult, especially if you take a lot of medications and have chronic conditions. Tria Health is a free and confidential benefit that will support you in managing your health, medications and healthcare budget. Talk to a pharmacist over the phone and receive the personalized care you deserve.

Who Should Participate?

Tria Health’s Pharmacy Advocate Program is available for employees and/or dependents on the Flex Technology  Group health insurance. Tria Health is recommended for members who have any of the following:

  • Diabetes
  • Heart Disease
  • High Cholesterol
  • High Blood Pressure
  • Make sure medications are working as intended.
  • Help you save money
  • Answer health questions
  • Coordinate care with your doctor(s)
  • Mental Health
  • Asthma/COPD
  • Osteoporosis
  • Migraines


Pharmacists are the experts in how medications work and can provide valuable feedback to you and your doctor(s). Your Tria Health pharmacist can help: Call 888.799.8742 or visit www.triahealth.com/enroll

Download: Tria Health Benefit Guide
Download: Tria Health Member Presentation
Download: Tria Health Flyer_Improve Understanding
Download: Tria Health Flyer_Take Control
Download: Tria Health Flyer_Testimonial
Download: Tria Health Poster_A New Benefit
Download: Tria Health Poster_Save 250

*Please review the 2022 FTG Benefits Guide for more information.

Life Insurance and AD&D

Basic Life Insurance & AD&D (Employer paid)

Voluntary Life Insurance & AD&D (Employee paid)

  • Additional coverage for life insurance is available for full-time employees and their eligible dependents.
  • Employee: increment of $10,000 up to a maximum of 5 times earnings. The Guarantee Issue amount is $150,000
  • Spouse: increment of $5,000 up to a maximum of $250,000 (coverage cannot exceed 100% of your amount)
  • Child(ren): increments of $1,000 up to a maximum of $10,000
  • UNUM Policy #438404
  • Phone: 1-800-421-0344
  • Website: www.unum.com/employees
  • Download Flyer: FTG Voluntary Life & ADD Flyer

*Please review the 2022 FTG Benefits Guide for more information.


Short-Term Disability (Employer paid – Non-CA employees)

  • Benefit: 60% of weekly income up to a maximum benefit of $1,000 for all full-time employees
  • 7 calendar day elimination period, benefits are payable on the 8th day. The maximum benefit duration is 11 weeks
  • UNUM Policy #438410
  • Phone: 1-800-421-0344
  • Website: www.unum.com/employees
  • Download Flyer: FTG Short Term Disability Flyer

Voluntary Long-Term Disability (Employee paid)

  • Benefit: 60% of your monthly income up to a maximum benefit of $10,000 for a full-time employee
  • 90 day elimination period, maximum benefit duration is up to the Social Security normal retirement age.
  • Rates are age and salary based
  • UNUM Policy #438409
  • Phone: 1-800-421-0344
  • Website: www.unum.com/employees
  • Download Flyer: FTG Voluntary Long Term Disability Flyer

*Please review the 2022 FTG Benefits Guide for more information.

Group Accident / Hospital / Critical Illness

Accident Insurance

  • Benefit payments to help with out-of-pocket medical expenses resulting from covered accidents/injuries
  • Two Plans: Option 1 (Low Plan), Option 2 (High Plan)
  • UNUM Policy #438408
  • Phone: 1-800-635-5597
  • Website: www.unum.com/employees
  • Download Flyer: FTG Accident Flyer

Hospital Insurance

Critical Insurance

  • Lump-sum benefit payment when diagnosed with a covered critical illness such as heart attack stroke.
  • Two Plans: Option 1 $30,000, Option 2 $15,000
  • UNUM Policy #438406
  • Phone: 1-800-858-6843
  • Website: www.unum.com/employees
  • Download Flyer: FTG Critical Illness Flyer

*Please review the 2022 FTG Benefits Guide for more information.


Safeguard your digital and financial information with an identity theft protection plan from IDShield and a legal protection plan from LegalShield.

Plan Info


  • Comprehensive identity and credit monitoring
  • Real-time alerts
  • Direct access to dedicated licensed private investigators who will restore your identity if stolen

Support Documents


  • Direct access to a dedicated law firm
  • Review and prepare legal documents
  • Will preparation
  • Legal matters such as speeding tickets, neighbor disputes
  • Family-related matters such as adoption assistance

Support Documents

*Please review the 2022 FTG Benefits Guide for more information.

Mental Health & Employee Assistance Program (EAP)

Blue Cross Blue Shield – Mental Health Resources

Kaiser – Mental Health Resources

UNUM – Employee Assistance Program (EAP)

When you need help with work, home, personal or family issues, the Employee Assistance Program (EAP) through UNUM offers value-added programs and services at no charge. You and your household family members can access this confidential service to help with many life challenges including:

  • Stress
  • Depression
  • Addiction
  • Grief and loss
  • Illness
  • Family challenges
  • Child or elder care assistance
  • Legal matters
  • Financial counseling
  • Reducing your medical/dental bills
  • and much more…

UNUM EAP Services

These services can help you overcome challenges while saving you time and money.

  • Unlimited phone sessions
  • Up to 5 face-to-face sessions per year with a licensed professional counselor
  • Child care and elder care assistance
  • Financial and legal resources

UNUM EAP Program Details & Contact Info

    *Please review the 2022 FTG Benefits Guide for more information.

    Health Advocate Learning Center

    UNUM – Employee Assistance Program (EAP)

    As part of our EAP program, you have access to an incredible library of resources and learning tools.

    • COVID-19 Resources: View the latest information, articles and webinars on a wide range of COVID-related topics. LEARN MORE
    • Resources: A wealth of information including articles, self-directed courses, assessments, and locators. LEARN MORE
    • Webinars: View webinars on goal setting, budgeting, mindfulness, stress, resilience and other key topics. LEARN MORE
    • Emotional Well-Being: Support your sense of self with information on a wide range of important emotional health issues. LEARN MORE
    • Personal Growth: Information on personal development, managing work and family, communicating effectively and more.LEARN MORE
    • Relationships: Helpful articles on parenting, caregiving, self-care, making time for family and other topics. LEARN MORE
    • Financial: A wealth of information on budgeting, debt management, estate planning, investing and more. LEARN MORE
    • Health: Self-assessments, videos, and other information to help you understand your health status and risks. LEARN MORE
    • Financial Fitness Center: Education and information that will help you accomplish financial goals. LEARN MORE
    • Personalized Legal Center: State-specific templates for creating wills, power of attorney, trusts, estate planning, and more learn MORE
    • Mindfulness: Learn how staying “in the moment” can help you take a healthier approach to stressful situations. LEARN MORE

    *Please review the 2022 FTG Benefits Guide for more information.

    Emergency Travel Assistance

    Emergency Travel Assistance

    *Please review the 2022 FTG Benefits Guide for more information.

    401(k) Retirement

    To help you build a solid financial future, Flex Technology Group is proud to offer eligible employees a 401(k) retirement plan. You are eligible to enroll in the 401(k) Plan upon meeting the age and eligibility requirements. There are two types of salary deferrals: Pre-Tax 401(k) deferrals and Roth 401(k) deferrals. Additionally FTG also provides a discretionary matching contribution into your account. For more information contact the Human Resources Department.

    *Please review the 2022 FTG Benefits Guide for more information.

    Automated Income & Employment Verifications

    Are you applying for credit, leasing or renting, financing a purchase, or applying for government services?  If yes, we’ve made it a lot easier for you to get proof of income or employment when you need it without calling HR.

    We have partnered with The Work Number® database, which is a simple, quick and private way to get your employment and/or income information to the companies that need it.  It’s available 24/7, so that you can get the decisions you need when you need them.

    From now on if the banker, the property manager, the car dealer or caseworker asks you how much money you make or to prove where you work, just send them to:

    *Please review the 2022 FTG Benefits Guide for more information.

    Mortgage Services

    Whether you’re a first-time homebuyer or a seasoned homeowner, Guaranteed Rate offers a combination of digital technology and human touch that can be adjusted to an experience that’s most comfortable to you. Learn more at www.rate.com/flextech

    Exclusive Perks for FlexTG Employees:

    • Waived Lender Fee ($1,490 savings)
    • Dedicated Loan Officer contact and access to one-on-one consultative meetings 
    • Low, low-interest rates 
    • Guaranteed Rate customer service scores are double the financial service industry average
    • Easy to understand and high tech mortgage process

    Guaranteed Rate is committed to providing Flex Technology Group employees with hassle-free mortgage services. Call Katie Silvia at (781) 202-9059 or email her at katie.silvia@rate.com for more information

    Download Flyer: Corp. Benefits Presentation

    ALEX – Your Personal Enrollment Assistant

    Health & Wellness – FTG FIT!

    FTG Fit! Goals

    FTG Fit! was launched with one purpose = to support and enhance your well-being through a fun, engaging program of personal development and healthy lifestyle activities! Our program has something for everyone!

    Together we are One Team in Wellness, motivating each other through connection, accountability, coaching, and friendly competition. The purpose you place on your self-care provides the strength needed to grow, develop and prosper. 

    • Create allies across the organization to hold each other accountable, share progress, and encompass the spirit of ONE TEAM
    • Give kudos to cheer on colleagues to support their growth and development
    • Join teams outside of your everyday contacts to foster partnership and drive success
    • Executive interaction, support, and engagement


    • Healthy recipes
    • Stress management activities
    • Mindfulness daily pursuits to promote mental health
    • Emphasis on quality sleep and hydration


    • Virtual live & recorded fitness classes (formats including strength, cardio, core, yoga & mobility — view all classes and times offered under the calendar tab)
    • Physical activity focused challenges
    • Simple daily pursuits to create healthy habits
    • Develop what works for you


    • Interactive learning programs provide the education you need to be successful
    • Monthly webinars provide timely content to support your goals
    • Current and future health risks, through assessment and preventive care activities
    • How to change behavior
    Create Your Account

    The FTG FIT Wellness portal is your source for education, activity and support in your life-long health and wellness journey.

    Access the FTG Fit Portal here: FTG.Peak-ws.com
    The first time you access the portal, you will be prompted to create a username and password as well as enter your birthdate, gender and company email address. A verification email will be sent to confirm your account.

    If you have any questions, please contact the FTG Fit! team or reach out to an employee ambassador.

    Contact Your Wellness Ambassador

    The FTG FIT Ambassadors are a group of individuals who believe in the power of good health. The role of these volunteers is to act as the voice of the FTG community, sharing your top-of-mind wellness concerns, contributing to program development, and embodying the spirit of ONE FTG by advocating for the wellness of everyone in our organization.

    Please reach out to any of our ambassadors listed below, or our wellness partner at FTGFIT@Flextg.com for additional program information or to share your ideas. The stronger the individual, the stronger the organization. Together we are ONE FTG!

    Wellness Ambassadors*

    *Don’t see someone listed for your company? We have you covered! Please contact someone from the FTG team. If you’re interested in becoming a wellness ambassador, please reach out to the FTG Fit! team, contact info listed to the right.

    FTG Fit

    FTG Fit! Contacts

    Please give a warm welcome to Kristine & Denise, owners of Peak Wellness Solutions LLC, our wellness provider. Do not hesitate to contact them with any questions you may have.

    Email: FTGFIT@FlexTG.com
    Teams: FTGFIT_Kristine or FTGFIT_Denise

    *Wellness Ambassadors: You may also reach out to one of our wellness ambassadors. Please see the tabs to the left to find and connect with the ambassador of your choice. 

    Frequently Asked Questions

    Our team has provided answers to the most commonly asked questions regarding general info, medical, HSA, FSA, 401K, and other coverages. Download the 2022 Open Enrollment Sheet

    Contact the FTG Benefits Team

    Submit your questions to the form below! The FTG Benefits Team will get back to you via email. You may also email the team directly at benefitsinfo@flextg.com.

    Felicia Gerviss

    Felicia Gerviss

    Benefits Analyst

    Katherine Mancarella

    Katherine Mancarella

    Total Rewards Specialist